​As we approach the upcoming ACA Health Insurance Open Enrollment Period, I want to provide you with important updates on significant changes to health insurance eligibility, costs, and plan options for 2026 and beyond. These are changes, resulting from legislative action and regulatory updates that will impact all individuals and families who get their coverage in the individual market.

Each link below gives a breakdown of the key changes, who they affect, and possible strategies and options you have that can help you to navigate these changes and find the best coverage for your needs. Please click the links below that apply to you.

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1. I receive financial assistance to help with my monthly payments.

2. You individually or your family has an income between $62,600 and $216,600.

3. You or a family member is a DACA recipient.

4. You are a Permanent Resident Green Card holder or a Work Permit holder with income who individually or as a family earn between $15,650 and $54,150.

5. You have not filed your current year’s taxes.

6. You or your household receive financial assistance and have an income between $15,650 and $81,225

7. You and your family use the Marketplace to obtain health insurance

8. You currently have insurance with Aetna or Innovation Health (Aetna)

9. You are currently enrolled in a Marketplace plan and plan to continue coverage in 2026.

10. You or a family member is over 30 years old.

11. You or a family member is on Medicaid and you live in the state of Maryland.

12. Your job offers you an ICHRA

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